Thanks - your fact find has been received
We'll be in touch shortly. If you have any questions in the meantime, feel free to text Darren directly on 0424 190 880.
What to send us next
We don't need any documents through this fact find - just email them whenever you're ready to admin.inner.melbourne@ybr.com.au. No rush, and you don't need everything on this list at once - only what applies to you.
Your Income
- PAYG - base income: two most recent pay slips, your latest Payment Summary (via myGov), and last 3 months' bank statements showing salary credits
- PAYG - bonuses: a letter from your employer or pay slips showing bonus amounts from the last 2 years
- Self-employed: personal and business tax returns plus Notice of Assessment for the last 2 years, and business financial statements (P&L and Balance Sheet) from the most recent financial year
- Rental income: your current lease agreement, or a statement/letter from the managing agent
Your Identification (clear colour copies only)
- Driver's licence - front and back (showing card number)
- Passport - can't be accepted if expired more than 2 years, use your Birth Certificate instead
- Medicare card (current)
Your Spending and Debts
- 3 months' statements of your everyday/transaction account
- 6 months' statements of any other loans - e.g. credit cards, personal loans
The Property You're Buying
- Pre-approval: an example address is fine for now
- Purchasing: signed copy of the Contract of Sale
- Investment property: a letter from the real estate agent on expected rental income
Refinancing
- Current home loan statements - last 6 months
- Any other loan statements - last 3 months
- If your deposit/equity is 10% or less: evidence of savings/equity over the last 3 months
Construction Loans
- Formal build tender
- Formal plans and specifications
- Quotes for any "out of contract" items